On The Long View podcast is David John, senior strategic policy advisor at the AARP Public Policy Institute, who joins us to talk about retirement planning and portfolio management. Benz: Wanted to ...
Most retirees live on a fixed income, meaning they rely on limited funds to cover their living expenses (generally Social Security and retirement savings) since they are no longer getting a paycheck ...
Failure to plan for decumulation may be the perfect receipe for running out of money in retirement. The earlier you begin to plan for decumulation, the more time you have to decide what you want your ...
Popular retirement withdrawal strategies like the 4% rule assume a steady rate of spending for retirees. But new research ...
COLUMBIA, S.C. (WIS) - Sponsored by Limehouse Financial. When it comes to saving for retirement, many people are familiar with the need to accumulate money. But what does it mean to decumulate? Tripp ...
Experts suggest a “portfolio” approach can be an adaptable and effective means of controlling retirement spending. The decumulation phase challenges both users and providers of retirement plan ...
Pittsburgh, PA, December 3, 2024 – A new survey sheds light on the challenges retirees encounter in managing withdrawals from their retirement savings—a process known as decumulation. Findings ...
Americans have all sorts of resources and guidance to help them accumulate assets, but much less attention is paid to decumulation — how and when to pull money out to ensure that you don’t run out of ...
A similar 46% say they get minimal to no guidance on decumulation from their employer or 401(k) provider, according to a survey by IRALOGIX. While “decumulation” may be trending among retirement plan ...
Here are some straightforward ideas and insights to help you implement the two-step Spend Safely in Retirement Strategy. My recent post summarized a straightforward, two-step retirement income ...
When it comes to retirement income planning, an advisor’s role must go beyond getting clients to retirement, it’s also about getting them through retirement. If advisors only concentrate on ...